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A Member that places STAR Internet Devices into service, or a third party that places STAR Internet Devices into service on behalf of an Acquirer Member, and is responsible to such Acquirer Member for the function of such devices.
A payment system that allows consumers to enter their checking information online; electronic items are created and processed through the Automated Clearing House network.
An Internet-based service that securely and reliably delivers richly formatted bills, statements, invoices, notices and associated advertising to any online consumer or business, and returns payment, remittance instructions and related information to the biller and/or designated payee.
A financial institution that is organized under the laws of, and is headquartered in, a country other than the United States of America, that has all the requisite power and authority to participate in the STAR Network under the laws of the country in which it is organized and under the laws of any country in which it intends to participate in the STAR Network, that has been approved for membership by the President of STAR or an executive officer designated by the President, that has entered into a STAR International Member Agreement with STAR and agreed to be bound by these Rules, that has agreed to pay all applicable fees, dues, fines and assessments, and that participates in the STAR Network under the sponsorship of a United States-based Member that has entered into a STAR International Member Sponsorship Agreement and International Member Escrow Agreement with STAR. An International Member can issue STAR Cards, but its ATMs and POS Terminals located outside the United States cannot participate in the STAR Network.
See Approved Auditor.
Fees paid by the acquirer to the issuer to compensate for transaction-related costs. VISA and MasterCard establish interchange fee rates.
The domestic and international systems operated by VISA and MasterCard for authorization, settlement and the passing through of interchange and other fees, as well as other monetary and non-monetary information related to bankcard activities.
A STAR Account Holder that initiates a STAR Interbank Transfer.
A STAR Cardholder that receives an Interbank Credit.
A Member that holds an Access Account of an Interbank Transfer Sender used to fund an Interbank Debit. Except as otherwise specifically provided herein, each Interbank Sending Member shall also be treated as an Acquirer Member.
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1st Financial Merchant Group is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA
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