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Issuer Zone

Issuer Zone:

All processing points between and including the STAR Switch and the Issuer Authorization System.

Issuer Processor

Issuer Processor:

Any Processor that receives a request for Authorization of a STAR Transaction from the STAR Switch and/or authorizes STAR Transactions on behalf of an Issuer Member.

Issuer Member

Issuer Member:

A Member that issues STAR Cards to cardholders for use in conducting STAR Transactions. Except as otherwise specifically provided herein, each Interbank Receiving Member shall also be treated as an Issuer Member.

Issuer Authorization System

Issuer Authorization System:

The telecommunications and processing system operated by a Processor or a Member to authorize or decline STAR Transactions.

Issuer/Issuing Bank

Issuer/Issuing Bank:

The financial institution (a licensed member of MasterCard or VISA) which holds contractual agreements with and issues cards to cardholders.

ISO Prefix

ISO Prefix:

International Standards Organization approved prefix. (See “PAN Prefix.” )

IP Address

IP Address:

The discrete identification of a location on the Internet as defined by the Internet Protocol.

Internet Service Provider (ISP)

Internet Service Provider (ISP):

A commercial provider of a connection to the Internet, i.e., AOL, CompuServe, etc.

Internet Protocol (IP)

Internet Protocol (IP):

The networking protocol of the Internet.

Internet Payment Screen

Internet Payment Screen:

The screen displayed to a STAR Account Holder during a STAR Internet Transaction payment process which allows the STAR Account Holder to select the payment method and to confirm understanding and agreement with payment terms, shipping and return policy, and to submit said STAR Internet Transaction for Authentication and Authorization.